Privacy Policy
Last updated: March 20, 2026
LedgerLink Pro ("we", "our", or "us") is operated by Confiable Consultancy Pvt Ltd. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and web app (collectively, the "App"). Please read this policy carefully.
1. Information We Collect
Personal Information
- Account data: Name, email address, phone number, and profile picture when you create an account
- Authentication data: Login credentials via email/password, Google Sign-In, or Apple Sign-In
- Address: If you choose to provide it in your profile
Financial Information
- Expense records and transaction history
- Budget plans and templates
- Loan, EMI, and payment tracking data
- Milk billing records
- Invoice and receipt data
Automatically Collected Information
- Device information: Device type, operating system, and unique device identifiers
- Usage data: App interactions, features used, and crash logs
- Location data: Approximate and precise location (only when you grant permission)
2. How We Use Your Information
We use the information we collect to:
- Provide, operate, and maintain the App
- Create and manage your account
- Process and track your financial records
- Provide AI-powered financial advice and insights
- Enable family group features for shared expense management
- Generate financial reports, invoices, and PDF documents
- Send notifications about account activity and app updates
- Improve our App through analytics and diagnostics
- Display relevant advertisements via Google AdMob
- Prevent fraud and ensure security
3. Information Sharing and Disclosure
We do not sell your personal information. We may share your data only in the following circumstances:
- Family groups: Shared expense data is visible to members of your family group (by invitation only)
- Service providers: We use trusted third-party services including Firebase (authentication and hosting), Neon (database), Cloudinary (image storage), and Google AdMob (advertising)
- Legal requirements: When required by law, regulation, or legal process
- Safety: To protect the rights, property, or safety of our users or the public
4. Third-Party Services
Our App uses the following third-party services that may collect information:
- Google Firebase: Authentication, analytics, and hosting
- Google AdMob: Advertising (uses advertising ID)
- Google Sign-In / Apple Sign-In: Social authentication
- Cloudinary: Image and document storage
Each of these services has their own privacy policy governing the use of your information.
5. Data Storage and Security
We implement appropriate technical and organizational measures to protect your personal data:
- All data is encrypted in transit using HTTPS/SSL
- Database access is restricted and secured
- Authentication tokens are securely managed
- We use industry-standard security practices to prevent unauthorized access
6. Location Data
Our App may request access to your device's location. Location data is:
- Only collected when you explicitly grant permission
- Used for location-based features (e.g., finding nearby service providers)
- Processed ephemerally and not stored permanently
- Never shared with other users without your consent
You can revoke location permission at any time through your device settings.
7. Advertising
Our App displays advertisements through Google AdMob. AdMob may use your advertising ID and device information to serve relevant ads. You can opt out of personalized advertising through your device's advertising settings.
8. Children's Privacy
Our App is not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 18, we will take steps to delete that information promptly.
9. Your Rights
You have the right to:
- Access: Request a copy of your personal data (via Settings → Data Hub → Export)
- Correction: Update your personal information through the App
- Deletion: Delete your account and all associated data (via Settings → Delete Account, or by emailing us)
- Opt-out: Disable location access, notification preferences, and personalized ads
10. Data Retention
We retain your personal data for as long as your account is active. Upon account deletion:
- All personal data is deleted immediately from our active databases
- Backup copies are purged within 30 days
- Anonymized, aggregated analytics data may be retained (not linked to your identity)
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page. We encourage you to review this Privacy Policy periodically.
12. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us: