Privacy Policy
Last updated: April 17, 2026
LedgerLink Pro ("we", "our", or "us") is operated by Confiable Consultancy Pvt Ltd. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and web app (collectively, the "App"). Please read this policy carefully.
1. GDPR & CCPA Compliance
🇪🇺 GDPR Compliance (European Union & EEA)
We comply with the General Data Protection Regulation (GDPR) for all users in the European Union, European Economic Area, and United Kingdom.
Legal Basis for Processing:
- Consent: Your explicit consent to use the App and display personalized ads
- Contract Performance: Processing necessary to provide the App services you requested
- Legitimate Interest: Improving App functionality, security, and fraud prevention
- Legal Obligation: Compliance with applicable laws and regulations
Your GDPR Rights (EU/EEA Users):
- Right to Access: Request a copy of your personal data we hold (via Settings → Data Hub → Export)
- Right to Rectification: Correct inaccurate or incomplete personal information
- Right to Erasure ("Right to be Forgotten"): Request deletion of your personal data (via Settings → Delete Account)
- Right to Restrict Processing: Request we limit how we use your data
- Right to Data Portability: Receive your data in a portable format
- Right to Object: Opt out of personalized ads, marketing communications, and certain processing activities
- Right to Withdraw Consent: Withdraw your consent at any time via the privacy settings in the App
- Right to Lodge a Complaint: File a complaint with your local data protection authority if you believe we have violated your rights
Data Controller & Inquiry Contact:
- Organization: Confiable Consultancy Pvt Ltd
- Email: privacy@ledgerlinkpro.com
- Response Time: We aim to respond to GDPR requests within 30 days
🇺🇸 CCPA/CPRA Compliance (California, USA)
We comply with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) for all California residents.
Categories of Personal Information We Collect:
- Identifiers (name, email, phone, IP address, device ID)
- Commercial Information (purchase history, transaction records)
- Biometric Information (if you provide profile pictures)
- Internet Activity (browsing history, app usage, interactions)
- Geolocation Data (if you enable location services)
- Sensory Information (profile pictures, document scans)
- Professional Information (job title, if provided)
- Education Information (if provided in profile)
- Inferences (preferences, interests derived from your activity)
Your CCPA Rights (California Residents):
- Right to Know: Request what personal information we have collected about you
- Right to Delete: Request deletion of personal information we have collected (with some exceptions)
- Right to Opt-Out of the Sale/Sharing of Personal Information: We DO NOT sell your personal information. However, you can opt out of personalized advertising
- Right to Correct: Request correction of inaccurate personal information
- Right to Limit Use and Disclosure: Limit how we use your personal information
- Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights
Do Not Sell My Personal Information:
We do NOT sell your personal information to third parties for monetary or other valuable consideration. However, we do share data with service providers (Google AdMob, Firebase, etc.) for advertising purposes. If you wish to opt out of personalized advertising, you can:
- Go to Settings → Privacy & Consent in the App and toggle off "Personalized Ads"
- Visit Google Ads Settings to control Google's personalized ads
- Use device-level advertising preference controls in iOS (App Tracking Transparency) or Android (Advertising ID settings)
CCPA Data Inquiry Contact:
- Organization: Confiable Consultancy Pvt Ltd
- Email: privacy@ledgerlinkpro.com
- Response Time: We aim to respond to CCPA requests within 45 days
2. Information We Collect
Personal Information
- Account data: Name, email address, phone number, and profile picture when you create an account
- Authentication data: Login credentials via email/password, Google Sign-In, or Apple Sign-In
- Address: If you choose to provide it in your profile
Financial Information
- Expense records and transaction history
- Budget plans and templates
- Loan, EMI, and payment tracking data
- Milk billing records
- Invoice and receipt data
Automatically Collected Information
- Device information: Device type, operating system, and unique device identifiers
- Usage data: App interactions, features used, and crash logs
- Location data: Approximate and precise location (only when you grant permission)
3. How We Use Your Information
We use the information we collect to:
- Provide, operate, and maintain the App
- Create and manage your account
- Process and track your financial records
- Provide AI-powered financial advice and insights
- Enable family group features for shared expense management
- Generate financial reports, invoices, and PDF documents
- Send notifications about account activity and app updates
- Improve our App through analytics and diagnostics
- Display relevant advertisements via Google AdMob
- Prevent fraud and ensure security
4. Information Sharing and Disclosure
We do not sell your personal information. We may share your data only in the following circumstances:
- Family groups: Shared expense data is visible to members of your family group (by invitation only)
- Service providers: We use trusted third-party services including Firebase (authentication and hosting), Neon (database), Cloudinary (image storage), and Google AdMob (advertising)
- Legal requirements: When required by law, regulation, or legal process
- Safety: To protect the rights, property, or safety of our users or the public
5. Third-Party Services
Our App uses the following third-party services that may collect information:
- Google Firebase: Authentication, analytics, and hosting
- Google AdMob: Advertising (uses advertising ID)
- Google Sign-In / Apple Sign-In: Social authentication
- Cloudinary: Image and document storage
Each of these services has their own privacy policy governing the use of your information.
6. Data Storage and Security
We implement appropriate technical and organizational measures to protect your personal data:
- All data is encrypted in transit using HTTPS/SSL
- Database access is restricted and secured
- Authentication tokens are securely managed
- We use industry-standard security practices to prevent unauthorized access
7. Location Data
Our App may request access to your device's location. Location data is:
- Only collected when you explicitly grant permission
- Used for location-based features (e.g., finding nearby service providers)
- Processed ephemerally and not stored permanently
- Never shared with other users without your consent
You can revoke location permission at any time through your device settings.
8. Advertising
Our App displays advertisements through Google AdMob. AdMob may use your advertising ID and device information to serve relevant ads. You can opt out of personalized advertising through your device's advertising settings.
8A. Google AdSense & Third-Party Cookies
Google AdSense Disclosure:
Google, as a third-party vendor, uses cookies (including the DART cookie) to serve ads on our website and app. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to ledgerlinkpro.com and other sites on the Internet.
How We Use Cookies:
- Google and our other advertising partners use cookies to serve ads based on your prior visits to our website or other websites
- Users may opt out of personalized advertising by visiting Google's Ads Settings
- You can also opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative's opt-out page
Opt-Out Options:
DART Cookies: Google's DART cookies help deliver ads relevant to you. These cookies track your browsing activity across sites to provide personalized advertising. You can disable DART cookies by visiting the Google Ads Settings link above.
9. Children's Privacy
Our App is not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 18, we will take steps to delete that information promptly.
10. Your Rights
You have the right to:
- Access: Request a copy of your personal data (via Settings → Data Hub → Export)
- Correction: Update your personal information through the App
- Deletion: Delete your account and all associated data (via Settings → Delete Account, or by emailing us)
- Opt-out: Disable location access, notification preferences, and personalized ads
11. Data Retention
We retain your personal data for as long as your account is active. Upon account deletion:
- All personal data is deleted immediately from our active databases
- Backup copies are purged within 30 days
- Anonymized, aggregated analytics data may be retained (not linked to your identity)
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page. We encourage you to review this Privacy Policy periodically.
13. Contact Us
If you have any questions or concerns about this Privacy Policy or your personal data, please contact us: